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Schedule of Service charges

Please click on the headings below for the particular service charge schedule.

For any queries or concerns, please contact us through any of our bank branches or fill up our feedback form through this website itself.

Basic Banking Services

  • ATM Card
  • Credit Card
  • USD Prepaid Travel Card
  • SMS (Mobile) Banking
  • Internet Banking (iBank) Services
  • Email Alerts
  • Mobile Money
  • Mobile Khata
  • HBL/BOK Fund Transfer Services
  • Share Registrar Services
  • Courier Recovery
  • Postage Recovery
  • Market Maker
  • Home Banking Service
  • Safe Deposit Locker
  • Trade Operations
  • Loan Administration

Please click here for detailed information.

1.1 Account Services

S.N.DescriptionCharges
1.1.1Cheque Book Destruction FeeNPR 750
1.1.2Cheque Book issuance without
submission of requisition slip		NPR 300
1.1.3Standing Instruction at customer requestNPR 450 per instruction
1.1.4Failure to execute Standing Instruction
(placed at customer request) due to
insufficient balance.		NPR 250 per SI failure
1.1.5Request of Account Statement
  • nil
  • NPR 50 per month for repeat request
1.1.6Request to retrieve Customer
Advice/documents
After 1 year
After 2 years		NPR 500 per advice
NPR 1000 per advice
1.1.7Cancellation of “Good For Payment”
Cheque		NPR 600
1.1.8Issuance of Advance Payment
Certificate/duplicate		NPR 700
1.1.9Issuance of NRB Cheque at the request
of customer		NPR 600
1.1.10Cancellation of NRB Cheque issued (at
the request of customer)		NPR 300
1.1.11Duplicate issuance of FD receiptNPR 500 per receipt
1.1.12Issuance of Draft

0.2% or minimum NPR 500 for all currency drafts
Swift Charge: NPR 1,000
Additional Charges:

  • USD 5 (other bank charge) for USD DD issued
    through SCB
  • GBP 25 (other bank charge) for GBP DD issued
    through SCB
  • EUR 40 (other bank charge) for EUR DD issued
    through SCB
  • NPR 350 (other bank charge) for INR DD
1.1.13Cancellation of Draft

NPR 600
Additional Charges:

  • Other Bank’s charge, if any (Actual charged
    by Correspondence Bank)
  • SWIFT Charge of NPR 1,000.
1.1.14Issuance of Managers Cheque at
customer’s request		NPR 500
1.1.15Cancellation of Manger’s ChequeNPR 500
1.1.167 Cash withdrawal against Counter
Cheque		NPR 300
1.1.17C-ASBA Application ChargeNPR 5 per application
1.1.18Issuance of special certificate at the
request of customer which does not fall
under regular/standard banking
services
(Except Balance Certificate)		NPR 500
1.1.19Redemption of Fixed Deposit (FD)/Recurring Deposit (RD)
before maturity		Lowest interest rate of saving account.
(While opening of FD/RD or current time whichever is
lower)

1.2 Payment Services

S.N.DescriptionCharges
1.2.1Outward Wire Transfer, other than India

0.2% or minimum NPR 1000.00
Additional Charges:

  • SWIFT charge of NPR 1,000.00

Plus Other Bank’s charges if “OUR” (Actual basis)

1.2.2Wire transfer – India through National Electronic Fund Transfer (NEFT)0.2% or minimum NPR 1000.00
Additional Charges:
– SWIFT charge NPR 1,000.00
– NPR 500.00 flat (NEFT Charge)
1.2.3Outward Wire Transfer (OUR)

MT 103 Sent in:

  • GBP: GBP 30
  • EURO: EUR 35
  • JPY: JPY 7,500*
  • USD: USD 25
  • AUD: AUD 35
  • AED: AED 100
  • CNY: CNY 40

MT 202 Outward with instruction OUR, charges shall be as below:

  • USD – USD 20
  • EUR – EUR 25
  • GBP – GBP 30
  • JPY – JPY 400
  • CNY- CNY 60
  • AED – AED 50
  • AUD – AUD 15

Note: The above charges are exclusive of the additional charges
that may be claimed by correspondent banks quoting the
respective reference number of MT 103 or 202.

*For OBC, in case of MT 103 Sent in JPY, lien additional NPR 5,000 in customer
account up to 6 months from transaction date

1.2.4Wire Transfer (Swift) locally through NRBUpto NPR 5 mio : NPR 500.00 plus SWIFT charge NPR 1000/-
Above NPR 5 mio : NPR 1000.00 plus SWIFT charge NPR 1000/-
1.2.5Refund of inward wire transfer – FCY
Refund of inward wire transfer – INR		USD 25.00 plus NPR 1000.00 SWIFT charge.
INR 500.00 plus NPR 1000.00 SWIFT charge.
1.2.6Other Bank Charges (Inward remittance received in different currency)

Inward MT 103

  • USD – USD 10
  • EUR- EUR 10
  • GBP- GBP 10
  • JPY – JPY 3,000
  • For other currency (except INR) – USD 5 equivalent

Inward MT 202

  • USD 5 and equivalent for all currency except INR, JPY and AED
  • JPY 6,500
  • AED- AED 50

(Note: The above charges are exclusive of the additional charges
that may be claimed by correspondent banks quoting the
respective reference number of MT 103 or 202.)

1.2.7Cheque returned Inward ECC due to
insufficient fund.		NPR 700.00
1.2.8MT 940/950 Charges (Monthly Fee)USD 25 per month per account

2. Debit Card

S.N.DescriptionCharges
2.1VISA Card one-time Fee (during issuance)
Same applies for replacement of lost /
damaged card/Renewal
  • Upfront – NPR 1500 for 5 years
    OR
    Installment – NPR 400 p.a. for 5 years
  • Issuance of USD Debit Card against FCY Account – NPR 1,000 (one time till expiry)
2.2Destruction of uncollected cardNPR 750
2.3PIN re-generation feeNPR 200
2.4Green Pin (Debit Card)Nil
2.5Destruction of Uncollected Re-pinNPR 100
2.6Cash withdrawal in Visa Network in IndiaNPR 350 plus other Bank’s charges
2.7Cash withdrawal in Visa Network in
Nepal (US on them i.e., Other Banks
ATM)		NPR 15 per transaction.
2.8Balance enquiry in VISA network in
India/Nepal		Nepal: NPR 15
India: NPR 50
2.9Linking new account to Debit CardNPR 150
2.10E-Commerce Enrollment FeeNil
2.11Cash Withdrawal Fee (Own Terminal)Nil
2.12Balance Inquiry Fee (Own Terminal)Nil
2.13E-Commerce Annual FeeNil
2.14Card un-block feeNPR 350
2.15Card less Cash (Express Money)/ RemitNil
2.16ATM Access Fee
Them on Us (Foreign Cards at LxBL ATM)
Visa/MasterCard		NPR 1,000
2.17Card Replacement FeeNPR 400
2.18Dispute Management fee (Successful transaction case)NPR 300
S.N.DescriptionCharges
3.1Joining fee (One-time)NPR 1,000 per card
3.2Annual FeeUpfront – NPR 4,000 for 5 years
OR
Yearly Installment NPR 1,000 p.a. for 5 years
3.3Card Reissuance / Replacement feeNPR 1000 per card
3.4Temporary limit enhancement feeNPR 750 per card
3.5Permanent limit enhancement feeNPR 750 per card
3.6E-Commerce 3D Secure RegistrationNil
3.7E-Commerce 3D Secure Annual Fee ( 3D Secure Service)Nil
3.8E-Commerce 3D Secure Transaction Fee ( 3D Secure Service)Nil
3.9Cash advance fee with our Card
(On Us transaction)		NPR 200+2% of withdrawn amount
3.10Cash advance fee with other bank’s Card
(Them on Us transaction)
  • NPR 200 + 2% of withdrawn amount (NPR transactions)
  • NPR 300 + 2% of withdrawn amount (INR transactions)
3.11Credit Card Interest2.25 % per month/27% per annum
3.12Late payment feeNPR 300 or 0.2 % per month whichever is higher
3.13PIN Re-generation FeeNPR 200
3.14Balance Enquiry in Own ATMNil
3.15Balance Enquiry in Other Bank ATM (Nepal/India)
  • Nepal: NPR 15
  • India: NPR 50
3.16EMI Conversion Fee (Buy Now Pay Later Conversion)Flat – NPR 500 per month for the EMI period
Minimum Purchase Amount for Conversion: NPR 30,000

4.1 USD Card –Travel Card

S.N.DescriptionCharges
4.1.1Issuance of USD Prepaid Travel Card against NPR AccountIssuance – NPR 1000 (including Free 1st Top-Up)
4.1.2Issuance of USD Prepaid Travel Card against FCY accountNPR 1,000
4.1.3USD Prepaid Travel Card replacementNPR 1,000.00
4.1.4Reload/Top Up FeeNPR 400
4.1.5Transaction Fee
Cash Withdrawal-(Some banks may charge ATM Access Fees differently for VISA cards
used on their ATM)		USD 5 plus other Bank’s Charges
Balance InquiryUSD 1.00
4.1.6PIN re-generation feeNPR 200

4.2 USD Card – E-Commerce

S.N.DescriptionCharges
4.2.1USD Prepaid E-Commerce Card (For Online Use Only)
  • Issuance – NPR 700 (including Free 1st top-up)
  • Reload/Top-up – NPR 400 per Top-up
4.2.2E-commerce Transaction FeeNil
4.2.3USD Prepaid E-commerce Card replacement (if lost)NPR 700
S.N.DescriptionCharges
5.1Subscription of Internet Banking(iBank)NPR 600 p.a. for Legal  person/Corporate
NPR 250 p.a. for Natural person
5.2Transfer of funds in other banks accountsNPR 11.30 (Flat using Fonepay network)
Fund transfer within Laxmi Sunrise Bank accountsNil
5.3Corporate Pay Service
  • Enrolment fee: Nil
  • Renewal fee: Nil 
  • Transaction fee: As defined by NCHL, as per selection of transaction channel by the customer
S.N.DescriptionCharges
6.1Email Alerts joining fee
  • One time joining fee for non-individual: NPR 400
  • One time joining fee for non-individual: NPR 100
  • Annual fee (from subsequent year for both individual and non-individuals): NPR 100
  • Nil for all Cards transactions across all Card profiles

(In case of a joint account with a family member, one additional email alert joining/annual fee is free upon the customer’s request)

S.N.DescriptionCharges
7.1Mobile Money Fee
  • Individual: NPR 200 per annum
  • Corporate: NPR 600 per annum
(In case of a joint account with a family member, one additional SMS alert is free upon the customer’s request)
7.3PIN Resent Charge (Login and /or Transaction Password Pin)Nil
7.4Green PackageNP 300 p.a. Inclusions:
  • Mobile Money
  • I-Banking
  • Mero Share
  • DEMAT Account
  • Viber Banking
  • Email Solutions
7.5Fund transfer within Laxmi Sunrise Bank accountsNil
Fund transfer to other banks accountsThrough Mobile Money: – NPR 11.30 (Flat using Fonepay network) – NPR 9.04 (Flat using NPS network)
7.6Pay bills
  • Mobile phone
  • Landline
  • ADSL internet
  • Credit Card
  • QR Merchant
Nil
7.7Smart Foneloan
  • Loan Admin Fee- NPR 500
  • Interest Rate -15% p.a
  • Late Payment Fee- NPR 300
7.8Linking new account to Mobile Money
  • Individual: NPR 200 p.a.
  • Corporate: NPR 600 p.a.
S.N.DescriptionCharges
8.1Europe and USANPR 3,000.00
8.2Other CountriesNPR 2,500.00
8.3IndiaNPR 600.00
8.4NepalNPR 250.00
S.N.DescriptionCharges
9.1Management of Government Bonds (subject to change in line with revisions by Central Bank)
  • Upto NPR 2 Mio – 0.40%
  • Above NPR 2 Mio – NPR 8,000
S.N.Locker TypeLocker Size
(H” X W” X D”)		DepositAnnual Rent
10.1S.D.L. Type 1A – AA4.92 X 6.89 X 19.37NPR 10,000NPR 3,000
10.2S.D.L. Type 2B – BB6.26 X 8.27 X 19.37NPR 10,000NPR 3,500
10.3S.D.L. Type L2/10-4D1L215.16 X 20.87 X 19.37NPR 10,000NPR 9,000
10.4S.D.L. Type 2 – BB6.26 X 8.27 X 19.37NPR 10,000NPR 3,500
10.5S.D.L. Type 2 – 2BE6.26 X 16.69 X 19.37NPR 10,000NPR 5,000
10.6S.D.L. Type 2 – 4BH12.63 X 16.69 X 19.37NPR 10,000NPR 7,500
10.7S.D.L. Type 2 – 2B1H112.64 X 8.27 X 19.37NPR 10,000NPR 6,500
10.8S.D.L. Type 1F/21 – 4AF10.94 X 13.86 X 19.37NPR 10,000NPR 6,500
10.9S.D.L. Type 3D/40 – DD7.44 X 10.35 X 19.37NPR 10,000NPR 5,500
10.10S.D.L. Type Locker size A6.3 X 8.4 X 17.6NPR 15,000NPR 2,500
10.11S.D.L. Type Locker size B5 X 14 X 17.6NPR 15,000NPR 3,000
10.12S.D.L. Type Locker size C11 X 14X 17.6NPR 17,500NPR 3,500
10.13S.D.L. Type Locker size D7.5 X 21 X 17.6NPR 20,000NPR 4,000
10.14S.D.L. Type Locker size E13.4 X 21.2 X 17.6NPR 25,000NPR 6,500
10.15Locker Break Open (in case of Key Loss)As per actual.
10.16Locker Surrender FeeNil

11.1 Letter of Credit – Import

S.N.DescriptionCharges
11.1.1Issuance of Letter of Credit
(Irrevocable/back to back/transferable)
  • 0.15% per quarter or part credit thereof, min NPR 3,000/- (for industries)
  • 0.25% per quarter or part credit thereof, min NPR 3000/- (for trading companies)
11.1.2Revolving -in the terms of value/validity0.25% per quarter or part credit thereof, min NPR 3,000.00 drawing up to face value will be free of charges, thereafter 0.15% will be levied on each reinstatement of value/validity.
11.1.3Cancellations of L/CNPR 2,000.00
11.1.4Swift Communication Charge (for L/C Issuance)NPR 2,500.00
11.1.5Amendment0.15% per quarter or part thereof, min. NPR 3,000 (for industries)
For time extension of extension of expiry and / or increase in value0.25 % per quarter or part credit thereof, min NPR 3,000
(for trading companies)
Time extension within the same quarter OR Amendment other than time extension and increase in value.NPR 2,000.00
11.1.6BCI report sharing chargeMinimum NPR 1,000.00
11.1.7Letter of Credit Overdrawn ComissionAs per the issuance charge for overdraw amount or minimum NPR 2,000

11.2 Letter of Credit – Export

 

S.N.DescriptionCharges
11.2.1
  • Advising L/C
  • Advising L/C amendment
  • NPR 3,000.00
  • NPR 2,500.00
11.2.2Confirmation Adding (Subject to prior arrangement)As agreed with the customer.
11.2.3

Transfer of Credit

  • For a simple transfer of whole documentary credit
  • For Partial transfer

 

  • NPR 3,500.00
  • 0.125% of transferred value or minimum NPR 2,000.00

11.3 Bills – Import

S.N.DescriptionCharges
11.3.1Commission on loan for import bill without limit or exhausted limitMinimum NPR 2,500
11.3.2Import Bill PaymentNPR 2,000.00
11.3.3Direct ReimbursementAs agreed with the customer for the import loan facility
11.3.4Collection Bill received ( Import bills without L/C)0.25% on bill value or minimum NPR 2500.00
11.3.5Collection Bill received – DAA0.5% or minimum NPR 2500.00 per quarter
11.3.6Acceptance (usance L/C ) Commission0.10% per month or minimum NPR 2,500.00
11.3.7SWIFT Communication ChargeNPR 1,500.00
11.3.8Issuance of multiple Bi.Bi.Ni under single documentNPR 1,000 per Bi.Bi.Ni.Form
11.3.9Request to return import document (both under LC or Collection)NPR 2,000;
Plus applicable Postage/Courier charge as per serial no. 8
11.3.10Endorsement of copy documents / issuance of Delivery Order (DO)NPR 1,000 for each set of documents
11.3.11Discrepancy Fee
  • USD 75.00 for L/C issued in USD
  • EUR 75.00 for L/C issued in EUR
  • GBP 75.00 for L/C issued in GBP
  • JPY 7,000.00 for L/C issued in JPY
  • INR 3,000.00 for L/C issued in INR
  • NPR 3,000.00 for L/C issued in NPR
  • Equivalent USD 75.00 for L/C for all other currency

Plus SWIFT Communication Charges as per 11.3.7

11.3.12Issuance of Credit Bi.Bi.Ni. without paymentNPR 1,000 per Bi.Bi.Ni.

11.4 Bills – Export

S.N.DescriptionCharges
11.4.1Export LC Documents Collection/Processing FeesNPR 2,500 per set of documents; plus applicable courier/postage charges as per the serial no. 8
11.4.2Export Bill Purchased/Negotiated – Sight
LC		Clean:
  • Up to 15 days – 0.5% on Bill value
  • Beyond 15 days – BR + up to 5% premium
Discrepant:
  • Up to 15 days – 0.75% on Bill value
  • Beyond 15 days – BR + up to 5% premium
11.4.3Export Bill Purchased/Negotiated – Usance LCBR + up to 5% premium
11.4.4Cash Against Document (CAD)NPR 1,000.00 per CAD
11.4.5SWIFT fee ( follow-up)NPR 2,000.00
11.4.6Export Cash Incentive processing fee0.5% on the incentive amount or minimum NPR 5,000
11.4.7Issuance of Letter to custom office against export L/CNPR 1,000.00
11.4.8Issuance of amendment letter to custom office against amendment of export L/CNPR 500.00
11.4.9Overdue Export Bills (Sight/Usance)Penal Charge of 2% per annum in addition to the bill
purchased charge (from the due date till the date of
realization)

11.5 Letter of Guarantee

S.N.DescriptionCharges
11.5.1Issuance Fee Bid Bond0.375% per quarter & part thereof or minimum NPR 2,500.00
11.5.2Issuance Fee – Performance bond0.4% per quarter & part thereof or minimum NPR 2,500.00
11.5.3Advance Payment Guarantee0.70% per quarter & part thereof or minimum NPR 2,500.00
11.5.4Amendment
Increase in value & Time extension		Same as issuance charge
11.5.5Other amendment i.e. without changing expiry date and not increasing valueNPR 1,000
11.5.6Issuance of counter guarantee to other bankOur charge plus correspondent bank’s charge and SWIFT charge of NPR 2,500.00.
11.5.7Amendment of Counter Guarantee within the quarter for extension, guarantee text/clause change
  • USD 150.00 for GTEE in USD
  • EUR 100.00 for GTEE in EUR
  • GBP 100.00 for GTEE in GBP
  • INR 3000.00 for GTEE in INR
11.5.8Handling of Guarantee claimNPR 2,500 per claim
11.5.9Commission on loan for honoring guarantee claim without limit or exhausted limitNPR 2,500
11.5.10Payment processing fees import under Bank GuaranteeNPR 2,000, Plus SWIFT communication charge as per 11.3.7
S.N.DescriptionCharges
12.1Credit Check Fee
  • NPR 621.50.00 with customer’s details
  • NPR 282.50 without details to be obtained
    upfront and refund access amount to AC if any.
12.2Credit Information Fee (Within Local FIs)NPR 1,000 per information
12.3Issuance of Letter of Credit Line
  • More than NPR 50M to NPR 100M –NPR 500.00
  • More than NPR 100M – NPR 1,000.00
12.4No Objection Letter (Within Local FIs)NPR 2,000 per letter
12.5Loan Against FD/NSB
  • Against NSB – 0.25%
  • Against FD – Nil
12.6
  1. Charge on partial release of securities
  2. Zonal registration transfer/request for new blue book
  3. Partial release of share of Share Loan / Margin Loan
  4. Replacement of Fixed Asset Collateral
  1. NPR 1000.00
  2. NPR 1000.00
  3. NPR 100.00 per scrip, not exceeding NPR 1,000.00
  4. NPR 5,000

Applicable Loan Related Charges

S.N.DescriptionCorporate / Infrastructure / Contractors FinanceBusiness DevelopmentMid-marketRFS
12.7Loan Administration Fee

Working Capital Loans

  • Cash Credit: 0.25%
  • Demand Loan: 0.25%
  • One-off Loan: 0.35%

Working Capital Loans

  • Overdraft: 0.50%
  • Demand Loan: 0.50%
  • Supply Finance : 0.75%
  • Sana Byawasai Karja :1%
  • Constructions Business Maximum : 0.50%
  • One-off Loan: 0.75%

Working Capital Loans

  • Overdraft: 0.50%
  • Demand Loan: 0.50%
  • Supply Finance: 0.75%
  • One-off Loan: 0.50%

Sana Byawasai Karja

  • Working Capital Loans: 0.75%
  • Term Loans: 0.75%
  • Supply Finance: 0.75%
  • Trust Receipt Loan: 0.75%
  • Demand loan against local LC: 0.75%
  • One-off Loan: 0.75%

Trade Finance

  • Trust Receipt /Import Loan 0.25%
  • Demand Loan against Local LC: 0.25%
  • Export Loan: 0.25%
  • Domestic bills LCY: 0.25%
  • Export Bill: 0.25%
  • One-off Loan: 0.35%

Trade Finance

  • Trust Receipt /Import Loan 0.50%
  • Trust Receipt FCY- 0.10% on disbursed amount.
  • Demand Loan against Local LC: 0.50%
  • Export Loan: 0.50%
  • Domestic bills LCY: 0.50%
  • Export Bill: 0.50%
  • One-off Loan: 0.75%

Trade Finance

  • Trust Receipt /Import Loan 0.50%
  • Demand Loan against Local LC: 0.50%
  • Export Loan: 0.75%
  • Domestic bills LCY: 0.75%
  • Export Bill: 0.75%
  • One-off Loan: 0.50%

Trade Finance

  • Export Loan: 0.75%
  • Domestic bills LCY: 0.75%
  • Export Bill: 0.75%
  • One-off Loan: 0.75%

Terms Loans

  • Term Loan: 0.50%

Terms Loans

  • Term Loan: 0.75%

Terms Loans

  • Term Loan: 0.75%

Terms Loans

  • Commercial Vehicle Loans: 0.75%
  • Laghu Udhyami Karja: 0.75%
Non-Funded: 0.25%Non-Funded: 0.25%Non-Funded: 0.25%

Consumption Loans

  • Auto Loan: 0.75%
  • Home Loan: 0.75%
  • Home Equity: Loan: 0.75%
  • Personal Loan: 0.75%
  • 2 Wheeler Loan: 0.75%
  • Educational Loan: 0.75%
  • Loan Against Gold: 0.75%
  • Lifestyle Loans: 0.25%
  • Life Insurance Linked Loans: 0.25%

Deprived Sector & Microfinance Loans

Wholesale Loans: 0.25%

  

Deprived Sector &Micro Loans

  • Wholesale Loan: 0.25%
  • Low Cost Housing: 0.25%
  • Live Stock Loan: 0.75%
  • Tractor/eRickshaw Loan: 0.75%
  • Other MSME Loan: 0.75%
  • Laghu Karja: 0.75%
  • Dhanya Krishi Karja: 0.75%
   Non-Funded: 0.25%
   

Lending to Microfinance Institutions

  • Overdraft: 0.50%
  • Demand Loan: 0.50%
  • Term Loan: 0.50%
   

Other Loans

  • Loan Against Shares: 0.50%
12.8Loan Renewal Fee0.15% of the loan amount
12.9Prepayment / Swap Fee
(Applicable for loan amount exceeding NPR 5,000K only)

Loan Prepayment Fee

    • – Prepayment within 2 Years of disbursal: 0.75% of the amount being prepaid
    • – Prepayment after 2 Years but within 5 Years of disbursal: 0.375% of the amount being prepaid
    • – Prepayment after 5 Years of disbursal: 0.15% of the amount being prepaid

Loan Swap Fee

  • – Swap within 2 Years of disbursal: 0.75% of the amount being swapped
  • – Swap after 2 Years but within 5 Years of disbursal: 0.375% of the amount being swapped
  • – Swap after 5 Years of disbursal: 0.15% of the amount being swapped

For amortizing loans with Fixed Interest Rate, Prepayment/Swap Fee of 0.75% shall be applicable throughout the tenure of the loan

 
12.10Commitment FeeRevolving Limit: 0.15% per annum on unutilized revolving limit (if average annual loan outstanding is less than 60% of approved limit, commitment fee shall be recovered for the deficit % i.e. if utilization is 50% commitment fee shall be charged on 10 %).
Amortizing Limit: One-time fee of 0.15% of undrawn portion of the approved amortized loan
S.N.DescriptionCharges
13.1Stop Payment of ChequeNil
13.2Account Closure within Six MonthsNil
13.3ABBS charge Deposited/Withdrawal into account other than domicile branch.Nil
13.4Issuance of Balance CertificateNil
13.5Cheque Certified “Good For Payment”Nil
13.6Issuance of Cheque bookNil
13.7Dormant Release feeNil
13.8ATM cash withdrawal (On us)Nil
13.9Cheque Return Advice at CounterNil

 

S.N.DescriptionCharges
14.1Blacklisting /Delisting
(Loan default/Cheque Bounce)
  • NPR 2,260 per listing & de-listing of the borrower with loan
    facility/ Cheque bounce amount below 10 million.
  • NPR 3,390 per listing & de-listing of the borrower with loan
    facility/Cheque bounce amount equal/above 10 million
14.2ECC Outward presentment fee LCY
/FCY Cheques

LCY Cheques

  • Upto NPR 200K – Nil
  • Above 200K – NPR 16.95

FCY Cheques

  • NPR 16.95 (Any FCY amount)

Note: ECC / transfer fee for transactions initiated by Government
Institutions i.e., Ko. Lo. Ni. Ka, village Developments etc. is Nil

14.3ECC charges – Outward Cheques
presented through highvalue/express clearing session		NPR 113 per cheque
14.4NCHL IPS Charges LCY
(Including Inter Bank Deposit)NCHL IPS Charges FCY
  • Up to NPR 500 – NPR 2.26/
  • Above NPR 500 to NPR 50K – NPR 5.65/-
  • Above 50K – NPR 11.30/
  • NPR 11.30 (Any FCY amount)

Note: Nil charges for Dividend refund payment amount up to NPR
100/-

14.5NCHL Connect IPS Charges
(Including Inter Bank Deposit)
  • Up to NPR 500 – NPR 2.26/
  • Above NPR 500 to NPR 5K – NPR 4.52/-
  • Above 5K – NPR 9.04/-
14.6Real Time Gross Settlement (RTGS)Morning Session (10.30 AM -1.30 PM): NPR 10
Afternoon Session (1.31 PM- 3.00 PM): NPR 20
14.7Blacklist ReportNPR 282.50
14.8STR NoticesNPR 565
14.9NCHL Retrieval Charge for the period of 3 months to 1 yearNPR 226

All third-party charges shall be taken as per actual basis. Any changes on their charges shall be changed accordingly.

 

S.N.DescriptionCharges
15.1Information Processing Fees under the Right to Information (RTI) Act
  • Nil
  • NPR 1000.00 per information
    (Depending on the Complexity of Sourced Information)
15.2Blacklisting Withdrawal Charges
(If customer withdraw the request after issuance of 7 days’ notice)		NPR 500 Per Request
15.3Correspondence made to regulatory bodies for approval at the request of application

NPR 500 per correspondence

  • The fees as per latest NRB Directive shall prevail all the time.
  • By using or subscribing services, the customer also allows the bank to debit applicable charges and commission from
    the customer’s account.
  • Charges/commissions are subject to change upon bank’s discretion.
  • Waivers or discounts on the commission/ charges if applicable will be agreed between the Bank and the customer
    before using the service.
  • The charges/commission depending on the pricing structure may be one time or recurring.
  • If charges/commissions are missed for whatsoever reason, the customer allows the Bank to process the charges in
    bulk.
  • For cancellation, the customer has to follow the process as defined by the Bank. Irrespective of whether the service is
    used or not as long as the customer still holds a subscription the bank may charge the customer.
  • If you have any doubts or confusion regarding the charges, customers are requested to contact our nearest branch.
  • On charge related to service from third party shall be amended as advised by respective party.
  • Immediate family members refer to Spouse and Children only.
S.N.DescriptionCharges
15.1Staff – All Fees & ChargesNil, subject to the following:
– Actual expense i.e., SWIFT/Postage, third party fee/services
etc. will be levied.
– 50% on annual rental fee for safe deposit locker (Only for one locker subscription)
– Credit Card Issuance fee NPR 500
– Credit Card Annual fee NPR 500
– No security deposit for locker.
– Issuance – 50% on USD prepaid (For Online use only) and top up free
– Interest on Credit Card 12% per annum.
15.2Immediate Family Members* –All
Fees & Charges.
*Spouse and Children only.		– 50% of SSC except locker fee.
– Actual expense i.e., SWIFT/Postage, third party fee/services
etc. will be levied.
– No security deposit for locker.

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Quick references

Call us

01-5970684 (Customer Care Center)
01-4544684/685

Email us

cx@laxmisunrise.com info@laxmisunrise.com

Head Office

Laxmi Sunrise Bank Limited
Laxmi Complex, Hattisar
Kathmandu Metro – 1, Kathmandu, Nepal

Additional contact info

Fax: 01 4544640/743
P.O. Box : 19593
SWIFT Code: LXBLNPKA

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