Internet Banking
Laxmi Sunrise iBank is Laxmi Sunrise Internet Banking Service. While internet banking is building its pace in Nepal, Laxmi Sunrise has been offering Internet Banking services very early on since 2003.
The bank has also embarked upon an Internet Banking awareness campaign since December 2005 and has continuously been pushing its efforts towards educating the community on safe online banking practices.
What is Laxmi Sunrise iBank?
Laxmi Sunrise iBank is an advanced and secure Internet Banking service and offers users the flexibility of managing their personal or business financial transactions from the comfort of their homes or offices, or even while traveling.
Some of the things we would like our customers to always bear in mind are:
Features
- Enhanced Security: Transactions require authentication with OTP code delivered via SMS to secure your online banking experience
- Robust Payee Management Module: So you do not ‘mistakenly’ make bill payments for somebody else
- Convenient: Acquire your account details and make payments easily from anywhere
Some of the things we would like our customers to always bear in mind are:
- Online users should read the bank’s website privacy policy and fully understand it before using the Internet Banking site.
- The bank providing Internet Banking should provide safeguards to protect personal information from being accessed by unauthorized persons.
- Online users should ensure these security mechanisms are in place:
- Secure method of sending information back and forth
- Scrambled or encrypted information
- Firewall
- Password Protection
- Automatic sign off after a certain period of inactivity
- If someone contacts a user via email or the Internet and claims to be representative from their bank, the user by no means should give them any information. If such instances occur, the bank should be contacted immediately.
- When choosing a password, the user should avoid using easily available information like the user’s mother’s maiden name, birth date, the last digits of passport number, phone number, etc.
- Users should also try to avoid any word available in the dictionary as their password.
- Users need to use their judgment to have a difficult password at all time and frequently change it. The password should always be heavily guarded and not be disclosed to anyone.