Laxmi Sunrise Credit Card
Features
- Widely accepted in Nepal, India, and Bhutan. Make Online or Offline purchase via the VISA Network
- TAP and Pay for transactions of less than NPR 5,000
- Flexi Payment – Buy anytime and pay per your convenience. Freedom to make flexible payment option from of 5%, 10%, 25%, 50% or 100% of the total outstanding each month which suits your financial plans
- Secure – Pre-enrolled with 3D secure feature for highly secure online transactions
- Hassle-Free Payment – Options of various modes of payment. Pay in any of our cash counters, standing instructions, Mobile Money or Internet Banking
- Transaction Alerts and Billing information via both SMS and email
- Real Time Card Block / Unblock / PIN Reset / Green PIN through Laxmi Sunrise Mobile Money
- Up to 45 Days of Credit period
- 5 years validity
Eligibility
- Any Nepalese citizen of 21 years and above
- Regular income source required
- Account holders of Laxmi Sunrise Bank with average balances of over NPR 100,000 during last 6 months
- Against Lien over Cash or Near Cash instruments up to 90% of the security value
Credit Card Transaction Limit (VISA Network)
| Nepal | INDIA | |||
|---|---|---|---|---|
| WITHDRAWL | PURCHASE (POS) | WITHDRAWL | PURCHASE (POS) | |
| PER TRANSACTION | NPR 25,000 | NPR 200,000 | NPR 24,000 | NPR 100,000 |
| PER DAY | NPR 100,000 | NPR 200,000 | NPR 24,000 | NPR 160,000 |
| PER MONTH | NPR 400,000 | NPR 600,000 | NPR 160,000 | NPR 160,000 |
Safety & Security
- Do not disclose your Credit card PIN to anyone
- Report lost or stolen cards immediately
- Change your Card PIN often
- Verify SMS/email alert after each transaction
- Check the account statements for transaction verification.
- Contact the bank immediately if any dispute or any unusual activities are found.
For any card-related FAQs, please visit Frequently Asked Questions about Cards.
Please read the Terms & Conditions governing use of the card carefully and the Schedule of Service Charges for updates in any costs. Do not hesitate to contact your nearest Laxmi Sunrise Bank branch or our Cards & Digital Channel Operations via 01-4371484, 4373181, and 4373183 or at card@laxmisunrise.com in case of any queries or issues.
Interest free period
Enjoy interest free period of 45 days upon using Laxmi Sunrise Bank’s Credit Card *
Month End Statement Summary
Do you know where you spend your hard-earned money? Your Laxmi Sunrise Bank Credit Card month End Statement Summary combines all your transactions during the month thus enabling you to plan better.
Our Credit card is accepted in all VISA’s 5,000 ATMs and 300,000 Point of Sales (POS) in India and Nepal, which give you instant accessibility in this region.
*Please confirm your Credit Card cycle to enjoy this facility.
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Credit Card FAQs
3D Secure Service
3D Secure is a new service from Laxmi Sunrise Bank, in association with Nabil Bank and VISA, that lets you shop online securely using Laxmi Sunrise Bank Credit Card, which may be used only on merchant websites that subscribe to services of “Verified By Visa™” (VbV). 3D Secure Service provides you with One Time Password (OTP) to protect your online transactions.
Now, you can purchase almost anything on the internet around the clock at your convenience. The registration is easy and simple. You can register to 3D secure services by following the link below (recommended) or at the time of online purchases. For further details or registration, please click here.
Disclaimer: Please note that Laxmi Sunrise Bank as an associate member of Nabil Bank can offer the services in the above page to Laxmi Sunrise Bank cardholders. Service Charges, Terms and Conditions and other aspects of the services remain the same and apply to Laxmi Sunrise Bank cardholders when used.
To know more about Smart FoneLoan, please Click he
Security Features of 3D Secure Service website:
Laxmi Sunrise Bank
This is the standard brand mark of Laxmi Sunrise Bank Limited as appears on the homepage of the Bank’s website.
Nabil Bank
This is the standard brand mark of Nabil Bank® Limited and appears on the homepage of Bank’s website.
Verified by Visa
Brand mark of Visa International authorizing 3D Secure Service and will appear on all screens of 3D Secure Service you interact with while making online payments through your Nabil Bank Visa credit/debit card.
Verified by Visa
Brand mark of Visa International authorizing 3D Secure Service and will appear on all screens of 3D Secure Service you interact with while making online payments through your Nabil Bank Visa credit/debit card.
Electra Card Services
This brand mark of Electra Card Services, the exclusive official partner of Nabil Bank in hosting 3D Secure Service services, will appear on the homepage of 3D Secure Service website.
DigiCert Inc
This brand mark of DigiCert Inc., which is the Digital Certificate Provider for 3D Secure Service, will appear on the home page on 3D Secure Service website.
Digital Certificate verified by DigiCert Inc
Look for the green colored Digital Certificate verified by DigiCert Inc on the top left to the address bar of your browser. The image above is just a sample for reference.